The moment you are saved is simple: when you decide, once and for all, that you’ll do whatever it takes. That you would expend effort on it forever, because that’s what it’s about — eternity. Jesus Christ had the parable about it, that when a man found a treasure hidden in a field, that he sold all he had and bought that field. It’s an all or nothing proposition, for one should cut off your arm, or leg, rather than be cast into the fire, that there is no choice half of a fire wherein you experience partial salvation. Would you do anything at all for eternal life? That is the question, the true “to be or not to be”. This is the one leap of faith that mixes you with the infinite, the only one that counts. The yes with no shade of no, what it really means to love God with all your heart, mind, and soul.